Workers Comp and Social Security Disability

The only program that grants disabled workers more benefits than workers’ compensation is the federal Social Security disability insurance (or SSDI). While both programs offer assistance to newly disabled workers, they differ in very important ways.

For more information about workers’ compensation and Social Security disability insurance, contact the Charleston workers’ compensation attorneys of the Steinberg Law Firm at 843-720-2800.

Comparing Workers’ Comp and SSDI

Workers’ compensation is generally more straightforward to acquire than Social Security disability benefits. All employees can qualify for workers’ compensation on the first day of their job; however, you must have an extensive work history and wait 5 months in order to qualify for SSDI. Additionally, workers’ compensation covers short term, long term, and partial disability; whereas, SSDI only pertains to workers suffering from long term or life threatening disabilities.

Another distinction between SSDI and workers’ compensation is that in order to qualify for worker’s compensation, you must have been injured on the job. For SSDI, it does not matter where the injury occurred; it only matters whether or not it precludes you from being gainfully employed. If you are unable to find work due to your disability, SSDI will assist you with medical expenses and lost wages.

Contact Us

If you believe you qualify for Social Security disability insurance but you are not receiving any benefits or assistance, contact us at 843-720-2800 to speak with a Charleston Social Security disability insurance lawyer from the Steinberg Law Firm today.